WE HELP WITH DISABILITY DISCHARGE FREE REGARDLESS OF THE STATUS OF YOUR CURRENT FEDERAL LOANS OR WHAT YOUR BALANCE IS. Why?

 

Because it’s the right thing to do.

A total and permanent disability discharge relieves you from having to repay federal Student loan balances on the basis of your total and permanent disability. Before your federal student loan can be discharged, you must provide information to show that you are totally and permanently disabled. You can show that you are totally and permanently disabled in one of the following three ways:

• If you are a veteran, you can submit documentation from the U.S. Department of Veterans Affairs showing that the VA has determined that you are unemployable due to a service-connected disability.
• If you are receiving Social Security Disability Insurance or Supplemental Security Income benefits, you can submit a Social Security Administration notice of award for SSDI or SSI benefits stating that your next scheduled disability review will be within five to seven years from the date of your most recent SSA disability determination.
• You can submit certification from a physician that you are totally and permanently disabled. Your physician must certify that you are unable to engage in any substantial gainful activity by reason of medically determinable physical or mental impairment that.

 

All collection activity on your federal student loans will stop automatically and you will need to complete a 36 month probationary period. During the 36 month probationary period you will need to prove you will not be able to work or go back to school. If you complete this successfully your loans will be automatically discharged upon completion of the 36 month probationary period. Your loans MUST have been given to you PRIOR to being disabled.